Last Updated on: July 10, 2023

The terms “we”, “us”, “our” and “Company” refers to its owner and operator Mary Foronda or AllThingsHealthSavvy.  These Terms & Conditions (“Terms” or “Agreement”) governs your use of and access to our website, associated website(s), and any of our social media channels/accounts, blogs, emails or mobile applications (collectively “Site”) and your use or purchase of our services and/or Products.  

The term “Content” shall include but is not limited to the Site, information contained on the Site, our materials/information, Products, services, any digital content delivered or downloaded via email or other electronic means, webinars, courses, classes, live posts and the like, whether purchased or not.

The term “Product” or “Products” (although sometimes included within the term “Content”) shall also include but is not limited to materials, resources or information provided to you by us in our digital product, course, membership, and/or service or any digital content or information delivered or downloaded via email or other electronic means, webinars, documents, programs, courses, community, membership sites, classes, PDFs, live video calls, live posts and the like.

PLEASE CAREFULLY READ THE AGREEMENT IN ITS ENTIRETY PRIOR TO VIEWING AND/OR USING THIS SITE.  IF YOU ACCESS OR USE ANY PART OF THIS SITE, YOU AGREE TO BE BOUND TO THE TERMS CONTAINED HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THIS SITE.

We provide this Site, our Content, and Products subject to your compliance with the mandatory terms set forth below.  Please understand that we may, in our sole discretion, revise or update the Agreement by posting an amended page on the Site.  Any changes will take effect immediately and your use of the Site, our Content, and Products following the posting of the amended “Terms & Conditions” page constitutes your acceptance of the same.

Should you have any questions or concerns regarding the Terms, please contact us at the Company’s email below.

SECTION 1: GENERAL PROVISIONS

We reserve the right to refuse service to anyone for any reason at any time.

The headings or subheadings used in these Terms are included for convenience only and will not limit or otherwise affect these Terms.

Informational & Educational Purposes Only.  The information provided is for general educational and informational purposes only.  It should not be relied upon or used as the sole basis for decision making related to your personal life or business, without consulting primary, more accurate, more complete or more timely sources of information. 

You understand and acknowledge that the information provided to you by us is not legal, financial, therapeutic, mental health, medical advice or health and wellness advice and that the Company is not a professional service provider.  Again, all of the information, including without limitation, resources provided via phone or video conference, e-mail, an online forum, live events such as webinars or lives, video/audio recordings, courses, materials provided in our digital products and the like about homesteading, business, laws, health/nutrition, wellness and/or finance-related information, are resources for educational and informational purposes only and should not take the place of hiring a licensed professional. You understand that the Company does not and will not provide any form of diagnosis, legal advice, medical advice, financial advice, or mental health advice.

Age Requirements.  You must be at least at the age of majority or older to gain access to our Site Content, and/or Products.  This Site, the Content and/or our Products are solely directed to persons who are the age of majority and older.  If you are under 13 years of age, please stop and do not use, view, purchase or otherwise browse this Site, Content, and/or our Products. Should we discover that a person under 13 years of age has provided their personal information to us, we will delete their personal information as governed by the Children’s Online Privacy Protection Act of 1998 (“COPPA”). 

Assumption of Risk.  You use this Site at your own risk. Your use of our Site and Content is solely voluntary, and you accept that we are not responsible or liable for any harm or damages to you, your business, life, physical and mental health, financial, or otherwise caused by or resulting from your use of our Site or Content, including any actions you choose to make, or not make, as a result of using our Site and Content. You should consult with a professional for any and all individual questions or concerns.

Severability.  If any term or provisions in this Agreement is found to be unlawful in any way, void or unenforceable, then that term or provision will be deemed severable from this Agreement and will not have any effect on the validity or enforceability of the Agreement and any remaining terms and provisions.

Prompt Enforcement.  The failure of either party to promptly enforce this Agreement or any of its terms shall not be deemed to be a waiver of enforcement or implied modification of the Agreement regardless of the number of times or the frequency with which any such term is violated.

Termination.  We reserve the right, in our sole discretion, to immediately terminate your use of or access to our Site or Content and revoke your limited license for any reason.  It is within our sole discretion to allow you to use or access our Site or Content. We may revoke your use or access to our Site without notice to you.

Governing Law.  Any disputes arising out of or related to these Terms, including our Site, Products, and/or Services, shall be governed and construed by California’s state or federal courts and shall apply California law, regardless of principles or conflicts of law

Jurisdiction/Venue. Further, any disputes arising out of or related to these Terms, including without limitation our Site, Products, and/or Services, shall be brought within the State of California, County of Los Angeles.   

Class Action Waiver.  You agree that any dispute arising out of or relating to this Agreement shall be solely between you and the Company. 

YOU AGREE TO WAIVE THE RIGHT TO LITIGATE IN COURT OR ARBITRATE ANY CLAIM OR DISPUTE AS A CLASS ACTION.  YOU AGREE THAT YOU WILL ONLY MAKE CLAIMS AGAINST US IN YOUR INDIVIDUAL CAPACITY, AND CANNOT MAKE CLAIMS AGAINST US AS A MEMBER OF A CLASS OR AS A REPRESENTATIVE.

Feedback/Reviews. Any communication from you that is directed to us or is about us will not be privileged or confidential and may be shared with third-parties, subject to our Privacy Policy and that of any third-party’s privacy policy as posted.  We own such communication from you and any such communication displayed on our Site or Content, including without limitation social media posts and emails and we will not provide credit to or pay royalties to any such unsolicited user content.  We reserve the right to republish and use any such communication provided by you in whole or in part as necessary in our business operations and course of business. You agree to not communicate with us for any unlawful or illegal purpose.

Email Communications.  By providing your contact information to us, you consent to receiving electronic communications from us, including newsletters, promotions, and updates.  These emails will be sent to the provided email address.  You can opt out anytime by clicking on the “unsubscribe” link, though non-promotional emails related to your account or transactions may still be sent.  You may withdraw consent, but this might affect access to certain services and updated information.

Sale of Business or Assets.  In the event that the Company or substantially all of its assets are sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, reorganization, or restructuring, or in the event of an insolvency, bankruptcy or receivership, the information we have collected about you may be one of the assets sold or merged in connection with that transaction.

Entire Agreement.  The Agreement, which includes these Terms & Conditions, including without limitation the Terms of Purchase, and our Privacy Policy constitutes the entire agreement between us and you as it relates to your use and access to our Site, Content, and Products.

Incorporation of Privacy Policy.  We use your personal and non-personal information as set forth in the Privacy Policy, which is incorporated herein as terms of this Agreement.

Force Majeure.  Neither Party shall be held liable or responsible to the other party nor be deemed to have defaulted under or breached this Agreement for failure or any delay in providing access to, fulfilling or performing any obligation under these Terms when such failure or delay is caused by or results from causes beyond the reasonable control of the affected Party, including but not limited to fire, floods, embargoes, war, acts of war, insurrections, riots, strikes, lockouts or other labor disturbances, pandemics, epidemics, outbreaks of diseases, national emergencies and/or public health crisis, environmental crisis, climate related crisis, industrial disturbances such as labor shortages, strikes or work stoppages, server related issues such as data breaches, data losses, or cloud storage disturbances, power outages or disruptions to communication or internet services, third-party platform-related disturbances, disappearance or cessation of business by you and/or the Company, or acts of God (“Force Majeure Events”); provided, however, that the party so affected shall use reasonable commercial efforts to avoid or remove such causes of nonperformance, such as restoring full access to the Products and/or Services, and shall continue performance hereunder with reasonable dispatch whenever such causes are removed. Either Party shall provide the other party with prompt written notice of any delay or failure to perform that occurs by reason of Force Majeure Events when able to do so. If the Force Majeure Events continues for more than 30 days, either party may terminate this Agreement upon written notice to the other party.  Please note a Force Majeure Events does not constitute a reason for a refund and none will be provided to you if you are unable to access and/or use the Products due to the Force Majeure Events. 

SECTION 2: RULES OF CONDUCT

By using our Site, Content and/or Products, you agree to adhere to the following Rules of Conduct. If you violate these Rules of Conduct, we reserve the right to remove you and any access you may have to our Site and/or Products. Whether conduct violates our Rules of Conduct will be determined in our sole discretion.

No Illegal Activity: You may not use the Site, Content, and/or Products for any illegal activity, including without limitation any kind of conduct that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).

No Fraud: Yes, this is probably covered in the No Illegal Activity section above, but we want to make this very clear. Fraudulent activities in any capacity are strictly prohibited.

No Bad Conduct: Do not use our Site, Content, and/or Products to transmit, distribute, send, or otherwise expose the Site, Content, and/or Products or its viewers/users to viruses, worms, or any other code that may be deemed dangerous, harmful, or destructive in any manner. You are also not allowed to modify, reverse engineer, frame, mirror, or adapt any portion of the Site, Content and/or Products.  You may not interfere with the Site’s operations or make connection to the Site inoperable or transmit any viruses, worms, or harmful code.

No Spamming: You may not use our Site, Content, and/or Products to engage in any activities that will result in sending spam to anyone.

Be Civil: You may only use our Site, Content, and/or Products in a civil and respectful way at all times.

No Exploitation: You may not violate the Site’s viewer’s/user’s rights to privacy or collect our viewer’s/user’s personal or non-personal information used or collected by us, without our express consent. You may not license, sell, resell, transfer or exploit your use or access to the Site, Content and/or Products, including without limitation sharing your login credentials with others, if applicable.

No Impersonation: You may not create a false identity or user account, impersonate another person or entity, or misrepresent yourself in any way to us.

No Data Mining or Bots: You may not use any data mining, robots, or similar data gathering or extraction methods.

No Use Other Than Intended: You may not use our Site, Content, and/or Products for any purposes other than intended.

No Prohibited Content: You may not use our Site, Content, and/or Products in a manner that is libelous, slanderous, pornographic, obscene, unlawful, threatening, hateful, harmful, abusive, harassing, violent, predatory, defamatory, or otherwise objectionable, all of which shall be determined in our sole discretion.

These rules are designed to maintain a safe and respectful environment for all users. We appreciate your cooperation in upholding these standards while using our Site, Content and/or Products.

SECTION 3: INTELLECTUAL PROPERTY NOTICE

This Site and its Content are protected by the copyright laws of the United States of America (“U.S.”).  You understand that the Company owns the Site and Content, which is our intellectual property. 

We grant you one limited, non-assignable, non-exclusive, non-transferrable, non-sublicensable, revocable license to access and use the Site and Content subject to this Agreement.  Any violation of the terms set forth in the Agreement is cause for immediate termination of this limited license and may result in legal action.

You may download and print certain Content from our Site for your own personal and non-commercial purposes, but you may not copy or use our Content for any other reason.  You agree to not use or copy, frame, mirror, in link to or make similar use of any part of our Site or Content without our express written consent. 

We may investigate any alleged violations of this Agreement and take the appropriate action, in our sole discretion, which may include but is not limited to a warning, suspension of your access, termination of your access and/or legal action.

If you believe that our Site and Content infringes a copyright of yours, please contact us at the email address below, and our designated agent under the Digital Millennium Copyright Act (17 U.S.C. §512)  will address your concerns.  However, you will be held accountable for any and all damages (including without limitation attorney’s fees and costs) should you misrepresent that our Site or Content infringes on your copyright.  

Fair Use Notice.  The trademarks, copyrighted material, logos, photos taken by us, and any designs on the Site specific to the Company are owned by us. It is strictly prohibited to use any of our copyright material, trademarks, or designs without our express written consent. Other copyrighted material, works, photos, trademarks, and trade names used on the Site are the property of the copyright owner.  All rights reserved.  The appearance of which does not imply any connection to, license from, approval of, or relationship of any kind with said third-party. 

All photos, memes, gifs and the like, which were not created by us, have either been purchased, licensed, credited, linked to its original source or were obtained from the public domain. Any copyright Content from third-parties is believed to constitute fair use in accordance with the relevant copyright laws.  If you desire to use any copyrighted material from this Site for your own purposes, which does not constitute fair use, you must obtain permission from the copyright owner.

Sharing Our Content: If you wish to share our Site or Content, please make sure you provide a Site or Content credit, such as our name and either our social media handle, @allthingshealthsavvy, or a direct link to our Site or Content, or both.

SECTION 4: THIRD-PARTY LINKS AND/OR PRODUCTS

Affiliate Links.  Our Site or Products may use affiliate links to promote certain Content, Companies, third-parties, and products or services.  We use affiliate marketing to receive a commission, service and/or complimentary product for purchases made by you on the affiliate website using such links from our Site and/or Products.  You accept liability for any and all harm or damages or benefits of clicking on the affiliate links contained on our Site and/or Products.  We in no way guarantee the quality of the affiliate product or service provided by any third-party and bear no liability with respect to such product, service or experience.

Mary Foronda and AllThingsHealthSavvy is also a participant in the Amazon Services LLC Associates Program.  As an Amazon Associate, we may earn a commission from qualifying purchases when you buy through links on our Site.

Links to Other Sites/Information. Our Site or Products may contain links to other websites, which are not affiliate links.  These links are only provided for the user’s convenience.  We do not endorse or verify the accuracy of the information contained on third-party websites accessed through these links.   We in no way guarantee the quality of the third-party product or service and bear no liability with respect to such product, service or experience. Any questions or concerns regarding a third-party website or resources should be directed to the third-party.  We bear no responsibility for any action or non-action you take associated with the third-party.

Suggested Products. Our Site or Products may include suggestions or recommendations regarding products.  Please note that these suggested products are provided for informational purposes and do not constitute an endorsement, guarantees, or warranties of any kind even if an affiliate relationship exists.  You understand and acknowledge that the selection, purchase and use of any suggested products are solely your responsibility and you are encouraged to conduct your own independent research, carefully read product labels, reviews and consult with professionals before making any purchase and/or using the suggested products.  You should also be aware of your own allergies, sensitivities, or other individual factors that may affect the suitability for using the suggested products. 

SECTION 5: ERRORS, INACCURACIES AND OMISSIONS

Occasionally, there may be information on or in our Site, Products, or Services that contains typographical errors, inaccuracies, or omissions that may not be current or complete.  We reserve the right to correct these errors, inaccuracies, or omissions at any time without prior notice. We also make no representation or warranty as to the information provided, regardless of its source.  We disclaim all liability for any inaccuracies, errors or omissions in that information.

We reserve the right to update, change or replace any part of these Terms by posting updates and/or changes to our website, platform, Products, Services, and the like.  It is your responsibility to check the appropriate Terms periodically for changes.  Your continued access and/or use of the digital products/courses following the posting of changes constitutes your acceptances of those changes.

We also reserve the right to modify the contents and/or information on or in our Site, Products, and/or Services at any time, but we have no obligation to update any information or notify you of those changes. You agree that it is your responsibility to monitor changes to our Products, and/or Services.

SECTION 6: INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company, its representatives, its affiliates, providers, or related third-parties, and each of their respective representatives and agents, from and against any and all claims, losses, costs, damages, liabilities and expenses (including, but not limited to attorney’s fees), arising from:  your activities in connection with our Site, Products and/or Services; your violations of the Terms; your improper or unauthorized use of our Site, Content and/or Products; any claims or allegations that you transmit through or in connection with our Site or Content that infringes or violates intellectual property, privacy or other third-party rights; any unlawful or illegal conduct engaged by you under any state, federal or common law in connection with the use of or access to our Site, Content and/or Products.  Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

SECTION 7: DISCLAIMERS OF WARRANTIES

AND LIMITATION OF LIABILITY

Limitation of Liability.  IN NO EVENT SHALL THE COMPANY, ITS REPRESENTATIVES AND/OR AGENTS, ITS PROVIDERS OR OTHER THIRD-PARTIES MENTIONED ON THIS SITE OR IN THE CONTENT BE LIABLE FOR ANY DAMAGE WHATSOEVER RESULTING FROM OR RELATED TO YOUR USE OF OR ACCESS TO OUR SITE OR CONTENT.  YOU AGREE TO ABSOLVE US, OUR PROVIDERS AND OTHER RELATED THIRD-PARTIES FROM ANY AND ALL DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGE ARISING OUT OF OR RELATED TO YOUR USE AND/OR ACCESS TO OUR SITE AND CONTENT.  YOUR SOLE REMEDY FOR DISSATISFACTION OR CLAIMED HARM/DAMAGES WITH THE SITE OR CONTENT IS TO STOP USING THIS SITE, CONTENT AND/OR SERVICES.

Disclaimer of Warranties.  Without limiting the foregoing “Limitation of Liability” provision, this Site and Content is provided to you “AS IS” and the Company specifically DISCLAIMS ALL WARRANTIES OR ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT WITH RESPECT TO THE SITE AND CONTENTS. FURTHER, WE DO NOT WARRANT THAT ACCESS TO THIS SITE OR CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. No advice or information, whether oral or written, provided to you from us or any related third-parties from our Site or Content shall create a warranty not expressly stated in these Terms. 

We also reserve the right to modify or discontinue, either temporarily or permanently, the Site, and Content, at any time, without notice.  We may also impose limits on your use or restrict access to you to any part of the Site or Content without notice or liability.  You consent and agree that we will not be liable to you or third-parties for any such modification, termination or suspension of us, or discontinuance of the Site or Content.

SECTION 8: TESTIMONIALS

Our Site, Content and/or Products may contain testimonials by users of our Site, Content, and/or Products.  The views and opinions expressed in these testimonials are solely those of the individual or business and do not reflect our views or opinions.  Individual results may vary, and testimonials are not intended to represent or guarantee that you or anyone will achieve the same or similar result. All testimonials are provided by real persons with real life experiences, and may not represent a typical user’s experience.  We do not claim, and you should not assume, that all users will have the same results or experiences as those expressed in the testimonials.  Your individual results may vary.

SECTION 9: FREE DIGITAL PRODUCT POLICIES

By downloading free digital products from the Company, if any, in exchange for your contact information, you agree to solely use that digital product for your personal, non-commercial purposes.  Said digital products are not to be copied, edited, distributed, or otherwise shared in any way other than in its original form as provided by us to you.  You agree to not hold the material to be your own, or otherwise attempt to make a financial gain or otherwise from our digital products and/or materials and/or content.

SECTION 10: TERMS OF PURCHASE

By purchasing from the Company, you are expressly consenting to these additional Terms of Purchase, in addition to the above Terms. Should either of the terms contradict one another, the Terms of Purchase shall apply.  Please read these all of the Terms carefully before purchasing from us.

IF YOU DO NOT AGREE TO THESE TERMS, THEN YOU SHOULD NOT PURCHASE OUR PRODUCTS OR SERVICES.

For ease of reference, the term “Product” or “Products” shall include but is not limited to materials, resources or information provided to you by us in our digital product, course, membership,  and/or service or any digital content or information delivered or downloaded via email or other electronic means, webinars, documents, programs, courses, community, membership sites, classes, PDFs, live posts and the like.  

REFUND POLICY & PAYMENT TERMS

Refund Policy

You may cancel your purchase within 24 hours of purchasing and request a refund.  You may request a refund within that time period, however, no refund will be allowed after 24 hours from the date/time of purchase.  Once a refund is issued, your limited use license is immediately revoked and you will not  be allowed to access or use our digital products and/or services any longer.

To cancel an order, send your refund request via email to allthingshealthsavvy@pm.me

Please note, any refund is subject to any transaction fees or costs associated with processing said payment and/or refund and will be taken out of the purchase price amount and resulting refund amount.

Purchase Policy

We reserve the right to refuse or cancel any order from you, at any time, for any reason, including without limitation: availability of Products and/or services; errors in the Product or service description or price; errors in your order; multiple purchases and/or requests; we suspect you purchased with the intent to seek reimbursement; and if we suspect that your order is fraudulent, unauthorized or otherwise an illegal transaction.

We also reserve the right to change our prices at any time, within our sole discretion, prior to accepting your order.  Should the prices change, you will have the right to cancel your order.

Purchase Terms

If you pay for our Product and/or service by credit or debit card, you authorize and provide permission for us and our related third-party vendors to charge your credit or debit card in the amount owed for payment of the products and/or services.

You agree not to dispute any charges made to your credit card under any circumstances (i.e. chargebacks).  If you inadvertently do so, you agree to immediately cancel or withdraw such a dispute and we reserve the right to report it to the credit bureaus as a delinquent account and pursue collection.  You are responsible for any fees associated with recouping payment on such disputes and any collection costs associated, including attorney’s fees. 

When you purchase our Product and/or services, your personal information (i.e. contact and card information) may be collected by a third-party vendor, who may have privacy policies or security practices that are different from ours. We are not responsible for the vendor’s independent policies or practices.

INTELLECTUAL PROPERTY AND LICENSING

ROADMAP 3.0 COURSE – MASTER LABEL RIGHTS AND LICENSING

The “Roadmap 3.0”, formerly known as “Roadmap 2.0” “Roadmap to Riches” (the “Roadmap”), including without limitation the course, associated materials, and any variations thereafter, are sold with a Master Resell Rights license (MRR).  This means you have the right to resell the course materials subject to certain licensing and intellectual property restrictions as detailed in the Distribution Rights dated April 5, 2023 (“License”), and any updates thereto, which are incorporated herein by reference.

You can find full details of these restrictions linked here. 

Important Rules from the Distribution Rights:
As per the terms of the Roadmap 3.0 user licensing agreement,

• No False or Misleading Income Claims. Users are explicitly forbidden from making any claims about potential income or earnings associated with the program. This includes guarantees, promises of specific figures, or sharing income projections without concrete evidence. Promoting the Roadmap course, and any of its variations and/or updates, solely on the basis of its supposed financial benefits is strictly prohibited. False or misleading income claims for marketing purposes are strictly prohibited.
• No Modifications. Users are prohibited from modifying the product in any way, including altering content, reverse engineering, fragmentation, or misrepresenting ownership, but can claim authorship of their added content while acknowledging the core product’s copyright by Changing Courses 11 LLC. Users are also not allowed to screen record, capture or reproduce the product in an effort to share, distribute or resell. Users are not allowed to sell or promote the product under any other name.
• Resell Rights. Users may resell this course to end users with MRR or without transferring MRR. If granting MRR to an end user, it requires the reseller and then the end user to attach these terms and to ensure compliance.  Each reseller and each end user/purchaser with MRR, will acquire a personal, non-exclusive, transferable, and revocable license to access, use, and resell the product under the same terms.
• Promotional Offers. Users cannot give away the Roadmap course and related materials for free or bundle it with free offerings. While adding additional content is allowed, it must strictly comply with the original community agreement, avoiding misrepresentation, intellectual property infringement, unauthorized modifications, unethical practices, or compromising user data privacy.
• Membership Sites. Users are allowed to include this product in their membership, but cannot provide, offer or transfer any resell rights to the membership subscribers.
• No Affiliate Links. Users are strictly prohibited from using affiliate links or any form of affiliate marketing to promote or sell this product.
• Price Restrictions. The minimum sales price is $497 USD, and no promotions, discounts or sales may reduce the sale price below this amount. Although, the user may offer gifts or products along with this product.
• No Disparatment. Users are not allowed to make or encourage defamatory or disparaging remarks about Changing Courses 11 LLC or its products.
• Each user who purchases this product agrees to indemnify, defend and hold harmless Changing Courses 11 LLC from any claims, damages or losses from their actions.
• Intellectual Property Rights. All copyrights, patents, trademarks, trade secrets, and other intellectual property rights in the ‘Roadmap’ course and related materials remain the sole and exclusive property of Changing Courses 11 LLC, the original creator and licensor of the License.

IMPORTANT LEGAL NOTICE:

Master Resell Rights Limitations. While the Company is a reseller of the Roadmap, it cannot guarantee Changing Courses 11 LLC’s (as the original creator and licensor) continued availability, support, or prevent the modification or revocation of the License associated with this course or its underlying materials, platform, or related community. Changing Courses 11 LLC may choose to discontinue updates, support, revoke access, or even abandon the License entirely.

And, therefore, the Company, as the reseller cannot guarantee the continued availability of, access to, continued support for, or prevent any modification or revocation of the license terms.

By purchasing the Roadmap from the Company, you acknowledge that your right to use and resell the Roadmap course and its related materials solely derives from the agreement with the original creators and licensors, Changing Courses 11 LLC, not with the Company.

You expressly waive any claims against the Company arising from the License and/or the Changing Courses 11 LLC’s actions, inactions, and/or decision regarding the same, including, but not limited to:

• Modifications, revocations, or terminations of the License, impacting access to course materials, updates, or the original platform and community.
• Any lack of continued support, updates, or access to the original platform or community resulting from Changing Courses 11 LLC’s actions, inactions, and/or decisions.

This purchase signifies your understanding and agreement to the limitations of the Company’s liability regarding the Roadmap and associated License.

Contingency Plan. In the unforeseen event that Changing Courses 11 LLC abandons the License and discontinues support or updates to the Roadmap course and related materials, the Company reserves the right to:

• Download and host the course materials: The Company may download the course modules and host them on their own platform or server.
• Modify the course delivery format: To ensure continued access and functionality, the Company may modify the course delivery format (e., remove reliance on the original platform’s features).

Due to the potential for license abandonment by Changing Courses 11 LLC, you acknowledge that the Roadmap delivery format (including access to the original platform and community) may be subject to change. The Company will endeavor to provide an alternative delivery method in case of abandonment, but cannot guarantee the exact functionality or experience originally offered by Changing Courses 11 LLC.

By purchasing from us, you acknowledge and accept the possibility of the aforementioned scenario and its potential impact on the course delivery format  and waive any claims against the Company related to these limitations and contingency plan. You agree that this does not constitute deceptive advertising, a failure to deliver as promised, or constitute grounds for refund or chargeback claim due to the nature of the License and the potential for abandonment by the original creators.

ADDITIONAL GENERAL PROVISIONS

Future Promotions Any promotional discounts that may not have been offered at the time of your purchase are not guaranteed to be provided to you if offered after your date of purchase. If we do provide it, then it is within our sole discretion. We reserve the right to modify or cancel any promotional discounts at any time without prior notice.

Future Updates We will periodically update our Product(s) to stay current. For the lifetime of our business, you will be provided with these revisions and/or updates and/or edits at no additional charge. Any additional revisions, updates, amendments thereto are also covered by these Terms.

Lifetime Access Guarantee The Company may offer a lifetime access guarantee to its Products or certain Services.  The term “lifetime access” shall be construed to refer to the lifetime and duration of the Company, and is not the lifetime of any one individual customer. The lifetime access provided by the Company shall continue for as long as the Company is operational and actively providing the Products and/or Services. In the event that the Company ceases its operations or discontinues the Products and/or Services, the lifetime access guarantee shall be considered null and void.  This guarantee is exclusively provided to the purchaser of the Product and/or Service and cannot be transferred, sold, or assigned to any other individual or entity. The Company reserves the right to modify, amend, or terminate the lifetime access guarantee for future customers at its sole discretion. Your lifetime access to our Products and/or Services is limited to the lifetime of our business.

Order Confirmation. You will receive an email(s) to confirm the placement of your order along with a downloadable Product and/or access to the digital course, which will contain details concerning your purchase.  In the event there is an error in this email confirmation or emails concerning your purchase, it is your responsibility to inform us as soon as possible.

Collections. In addition, should you purchase a product or service from us and fail to make payment, you will owe the total amount of outstanding payments with interest and any collection fees/costs, including but not limited to attorney’s fees and costs.

Assumption of Risk.  Any reliance on Products, and/or Services and the information contained therein or provided to you is at your own risk and you do so voluntarily.  You use the information provided and our Products, and/or Services at your own risk.

You accept that we are not responsible or liable for any harm or damages to you, your business, life, physical and mental health, financial, or otherwise caused by or resulting from your use of our Products, and/or Services, including any actions you choose to make, or not make, as a result of using our information and/or resources.

You should consult with a professional for any and all individual questions or concerns.

Non-Disparagement.  You agree to refrain from making any statements or comments of a defamatory, derogatory or disparaging nature, either publicly or privately, to any third-party regarding the Company, or any of Company’s officers, directors, employees, personnel, agents, policies, Products or services, other than to comply with law. This also includes directing others to do so. This provision in no way restricts your ability to communicate reviews or performance assessments about our products and/or services to us. This section survives termination.

No Guarantees.  We cannot guarantee any outcome of using, consuming, participating or applying our Product(s) and/or Services. We make no guarantees other than that the Product(s) and/or Services shall be reasonably provided to you in accordance with these Terms. You acknowledge that Company cannot guarantee any results of the Products and/or Services as such outcomes are based on subjective factors (including, but not limited to, your participation/implementation/etc.) that cannot be controlled by the Company.  Clients not achieving his or her desired results is not grounds for a refund, partial or otherwise.

Maximum Damages.  The sole remedy for any actions or claims by you against the Company shall be limited to and shall not exceed $100.00.

Attorney’s Fees.  In the event of any controversy, claim or dispute between us, arising out of or related to this Agreement or the breach of this Agreement, the prevailing party shall be entitled to recover from the other party all costs incurred including attorney’s fees.

SECTION 11: HEALTH DISCLAIMER

The information contained on our Site, Products and/or Services do not constitute therapy, mental health, or medical advice or care and is not intended to be substituted for professional medical advice, diagnosis or treatment.  Always seek help from your doctor or other qualified healthcare professional with any questions you have about your physical and mental health or medical condition.  Never disregard the advice of your doctor, mental health provider or other qualified healthcare professional, or delay in seeking it because of information you read on Site, Products and/or Services.

You acknowledge and agree that when participating in any health regimen, training, program, activity, or the like, and/or undertaking any advice found on our Site, Products and/or Services, that there is a possibility of physical injury, emotional distress and/or death, and you assume the risk and responsibility for any such results.

The information contained in our Site, Products and/or Services have not been evaluated by the Food and Drug Administration.

OTHER MEDICAL CONDITIONS:  If you know or suspect that you may be pregnant, have an eating disorder, have diabetes, or have any other physical, psychological, emotional or medical condition, it is imperative that you seek the advice of your doctor or other professional care provider prior to using our Site, Products and/or Services. If you experience any discomfort or pain during an activity found on our Site, Products and/or Services, you must immediately cease the activity and seek the assistance of a physician or other applicable professional care provider.

NOT A MEDICAL PROVIDER:  We are not a medical professional (including without limitation doctor/physician, nurse, physician’s assistant), mental health provider (including without limitation psychiatrist, psychologist, therapist, counselor or drug addiction specialist), registered dietitian or licensed nutritionist and do not hold ourselves out in that capacity.  We are not attempting to nor do we represent that we can diagnose, treat, prevent, or cure any physical, mental or emotional issues.  We are a self-help tool, trainer, educator, coach, mentor or guide who provides education and information to our clients.

CONTACT A MEDICAL PROVIDER:  Always seek the advice from or consult with your doctor, mental health provider or other qualified healthcare provider before participating in any exercise program, using any advice, products or services made accessible by us, and/or undertaking any health protocol or regimen found on our Site, Products and/or Services.  Do not start or stop any medications without speaking to your medical or mental health provider.  In connection with our Site, Products and/or Services, we are not creating a doctor-patient or therapist-patient relationship of any kind.

By using our Site, Products and/or Services, it does not mean that you are receiving treatment from or have a therapeutic relationship, of any kind, with us. You are solely responsible for any action or non-action that you take as a consequence of your use of or reliance on information contained in the Site or Content.

If you think you are having a medical emergency, call your doctor or emergency services, or go to the nearest hospital emergency department immediately.

SECTION 12: EARNINGS DISCLAIMER

Any earnings, income, or financial claims or examples shown on our Site, Products and/or Services are estimates only, hypothetical scenarios, testimonials, and do not represent guarantees or promises of your actual, individual results of what is possible now or in the future. Past performance is not indicative of future results.

We make no income or financial claims or guarantees of any kind regarding financial outcomes or potential income based on your use of our Site, Products and/or Services (or our affiliate program, if any).

Your individual results will vary depending on a variety of factors, including without limitation your actions, lack of action, efforts, skills, market conditions, and individual circumstances. There is no guarantee that you will make any money using our offerings, and financial risks are involved.

We recommend carefully considering your own situation and conducting your own research before making any decisions.

SECTION 13: RECORDINGS AND USE OF LIVE TRAINING SESSIONS

Consent to Recording and Use. By participating in live training sessions or events hosted by the Company, you acknowledge and agree that these sessions may be recorded and later used as pre-recorded lessons for educational purposes.  You hereby grant the Company the irrevocable and unrestricted right to use, reproduce, distribute, display, and create derivative works from the recordings, including your voice, image, likeness and other attributes captured during these sessions and recordings.

Questions and Participation. If you ask questions or participate in discussions during live training sessions, you understand and consent to the recording of your voice, image, and likeness as part of the overall recording.

Confidential Information. The Company will make reasonable efforts to exclude any personally identifiable or sensitive information from the recordings before using them for pre-recorded lessons. However, it is your responsibility to avoid sharing any confidential or sensitive information during live sessions.

Release of Information. You understand that certain topics may be anonymously and hypothetically shared with others for training, supervision, mentoring, evaluation, further coach professional development, and/or consultation purposes. You consent to the release of this information provided it is released anonymously. 

Limited Use for Educational Purposes. The recordings obtained from live training sessions will be used solely for educational purposes within the Company’s business. The recordings may be made available to other members who were not present during the live session to benefit from the knowledge shared and future members.

Withdrawal of Consent. If you wish to withdraw your consent to the use of your voice, image, and likeness in the recordings, you must notify the Company in writing. Please note that this withdrawal will only apply to future use of the recordings and not to any recordings already in use.

SECTION 14: CONTACT US

Questions or concerns about these Terms should be sent to us at: allthingshealthsavvy@pm.me